Your Home Loan,
Made Simple.
Whether you're buying your first home, upgrading, or investing — I'll guide you through every step with clear communication and fast closings.
How I Can Help
From first-time buyers to seasoned investors, I offer the right loan for your situation.
Home Purchase
Conventional, FHA, VA, and USDA loans. Competitive rates with fast, reliable closings. I'll get you from pre-approval to keys in hand.
Explore purchase loans →Refinance & HELOC/HELOAN
Lower your rate, shorten your term, or tap into your equity. I'll analyze your situation and show you exactly what you save.
Explore refinancing →Investment Properties
Financing for 1-4 unit residential investment properties. DSCR loans, conventional investor loans, and portfolio options.
Explore investor loans →First-Time Buyers
Down payment assistance programs, FHA low down payment options, and step-by-step guidance through your first purchase.
Read the buyer guide →Fast Pre-Approvals
Get a strong pre-approval letter same day. Show sellers you're serious and ready to close quickly.
Start your application →Realtor Partners
I help your clients close on time, every time. Co-branded marketing, listing flyers, and dedicated support for your transactions.
Let's work together →Why Work With Me
I'm not a call center. I'm your direct line to getting your loan done right.
Direct Access
You get my cell phone number. No phone trees, no runaround. When you call, I answer. Call or text (209) 603-2544.
Transparent Process
I walk you through every step — no surprises at closing. You'll always know where your loan stands and what happens next.
Licensed in 25 States
California, Alaska, Arizona, Arkansas, Connecticut, Delaware, Florida, Idaho, Iowa, Kansas, Maine, Minnesota, Missouri, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Virginia, Washington, and West Virginia. Wherever you're buying, I've got you covered.
See the full list →
Nick Dolen — Executive Branch Manager
NMLS #1411729 · West Capital Lending
4170 Douglas Blvd Suite 101, Granite Bay, CA 95746
(209) 603-2544 |
ndolen@westcapitallending.com
Licensed in 25 States
Buying out of state, relocating, or investing across state lines? There's a good chance I'm licensed where you're headed.
Licensing verifiable at NMLS Consumer Access under NMLS #1411729.
What My Clients Say
"Nick made the entire process so easy. We were first-time buyers and he walked us through everything. Closed in 18 days!"
"As a realtor, I need a lender who performs. Nick closes on time every time. My go-to for all my clients."
"Refinanced and saved $400/month. Nick found a rate I didn't think was possible. Highly recommend."
Just Looking for Some Info?
Fill out the quick form below and I'll reach out within the hour. Prefer to talk now? Call or text (209) 603-2544.
Ready to get started?
Same-day pre-approvals. Straight answers. A real person who picks up the phone.